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Ally Corp. has annualized returns over the past three years which were the following: 2019: 11% 2020: 13% 2021: 21% The average risk-free rate over

Ally Corp. has annualized returns over the past three years which were the following: 2019: 11% 2020: 13% 2021: 21% The average risk-free rate over the period was 2%. What is Ally Corps expected return, based on their 2019-2021 performance?

10%

12%

15%

18%

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