ALT Cells Editind A B 0 D E 1 N Rate of Return 3 Initial Investment Month 2 G H Time Value of Money - Monthly Compounding Year 1 3 4 5 6 Z 8 SO $0 $O $0 SO SO SO $0 SO $0 $0 $0 Year 2 9 4 10 11 5 Interest Investment Value $0 $0 $0 $o $O $0 $0 $0 $0 $0 12 $0 $0 6 2 3 1 5 6 7 8 9 10 11 12 T 8 9 10 11 Month Interest Investment Value SO $o $0 SO $0 $0 $0 $0 $o Year 3 $0 $0 $0 $0 O $0 SO SO SO SO $0 $0 $0 $0 SO Month 1 2 3 4 5 6 8 9 10 11 Interest SO $0 SO $0 SO $0 $0 7 $0 $0 SO $0 $0 $0 $0 $0 $0 SO 12 SO $0 Investment Value $0 13 14 15 16 3 4 1 9 7 2 10 8 11 12 SO Month Interest Investment Value $o $0 $0 $0 SO SO $0 SO SO SO $0 $0 Year 4 5 6 SO $0 $0 SO Year 5 15 6 $0 $0 $0 $0 Year 6 $o $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 18 9 10 7 12 11 4 Month 2 1 SO 3 $0 SO $0 SO $0 $0 $0 $0 SO $0 $0 $0 $0 $0 $0 $0 $0 SO SO 19 20 21 22 Interest Investment Value 11 10 8 7 2 4 3 1 9 SO SO 12 SO $0 Month 23 $0 $0 SO SO $0 $0 5 6 SO $0 Year 7 $0 SO $0 $0 $0 $0 Interest $0 so $0 SO $0 $0 Investment Value 24 25 26 12 11 9 7 6 5 10 $0 4 SO 3 $0 2 1 $0 SO $0 SO $0 $0 Month Interest SO SO SO 27 28 NPM HM FV Lump sum FV PV PV - Lump sum Annual Monthly 53F Cloudy ALT Cells Editind A B 0 D E 1 N Rate of Return 3 Initial Investment Month 2 G H Time Value of Money - Monthly Compounding Year 1 3 4 5 6 Z 8 SO $0 $O $0 SO SO SO $0 SO $0 $0 $0 Year 2 9 4 10 11 5 Interest Investment Value $0 $0 $0 $o $O $0 $0 $0 $0 $0 12 $0 $0 6 2 3 1 5 6 7 8 9 10 11 12 T 8 9 10 11 Month Interest Investment Value SO $o $0 SO $0 $0 $0 $0 $o Year 3 $0 $0 $0 $0 O $0 SO SO SO SO $0 $0 $0 $0 SO Month 1 2 3 4 5 6 8 9 10 11 Interest SO $0 SO $0 SO $0 $0 7 $0 $0 SO $0 $0 $0 $0 $0 $0 SO 12 SO $0 Investment Value $0 13 14 15 16 3 4 1 9 7 2 10 8 11 12 SO Month Interest Investment Value $o $0 $0 $0 SO SO $0 SO SO SO $0 $0 Year 4 5 6 SO $0 $0 SO Year 5 15 6 $0 $0 $0 $0 Year 6 $o $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 18 9 10 7 12 11 4 Month 2 1 SO 3 $0 SO $0 SO $0 $0 $0 $0 SO $0 $0 $0 $0 $0 $0 $0 $0 SO SO 19 20 21 22 Interest Investment Value 11 10 8 7 2 4 3 1 9 SO SO 12 SO $0 Month 23 $0 $0 SO SO $0 $0 5 6 SO $0 Year 7 $0 SO $0 $0 $0 $0 Interest $0 so $0 SO $0 $0 Investment Value 24 25 26 12 11 9 7 6 5 10 $0 4 SO 3 $0 2 1 $0 SO $0 SO $0 $0 Month Interest SO SO SO 27 28 NPM HM FV Lump sum FV PV PV - Lump sum Annual Monthly 53F Cloudy