Alvin is a homeowner. On January 1st he wrote Sure Insurance Company asking about fire insurance for his home. On January 10th, Sure Insurance offered Alvin fire insurance for $200 per year. On January 11th, Alvin placed a letter in the mail accepting the insurance company's offer and enclosed a check for $200. A problem with the US mail causes Sure Insurance not to receive the letter until January 30th. On January 12th, Alvin's house burned. Alvin made a claim to the insurance company that was denied. Alvin wants to sue Sure Insurance because he believes he had a contract with them.

a. Who is the offeror in the problem and why?

b. Who is the offeree and why?

c. Is Alvin correct? Does he have a contract with Sure Insurance Company? Why or Why not?