Aly's Bank of America credit card account has a billing cycle that starts on the 15^th of each month and goes to the 14^th of the next month. The APR for the card is 14.5%. Her transactions for the periods 15 March - 14 April are below. Notice she made an online payment of $200 on 2 April that was credited to her balance that same day. Determine the periods when the balance is constant and for how many days the account is at that balance. Calculate the average daily balance. First: = Second: = average daily balance