Among the choices of answers below, which one does not represent an advantage or characteristic of syndicated credit facilities?

A$.$ Syndicated loans provide to a group of borrowers with access to multi$-$currency financing.

B$.$ Under a syndicated credit facility, one of the borrowers can borrow from the bank of his choice, as long as$,$ that bank is part of the bank pool of that facility.

C$.$ Syndicated credit facilities allow lending institutions to reduce their credit risk while increasing their sources of income.

D$.$ Syndicated loans facilitate the establishment of a central treasury within an MNE. The central treasury can obtain sufficient financing for the entire group of companies.