Amortgage banker is originating a level-payment mortgage with the following terms: Annual interest rate: Loan tern: Payment frequency: Loan amount Total up-front financing costs (including discount points) Discount points to lender 9.0 percent 15 years Monthly $160,000 $4,000 $2,000 Required: o. Calculate the annual percentage rate (APR) for Truth-in. Lending purposes. b. Calculate the lender's yield with no prepayment c. Calculate the lender's yield with prepayment at the end of five years. d. Calculate the effective borrowing cost with prepayment at the end of five years (For all requirements, do not round intermediate calculations. Enter your answer as a percentage rounded to 2 decimal places (i.e. 01234 should be entered as 12.34).) Annual percentage rate Londor's yield with no propayment C Lender's yield with prepayment Effective borrowing cost d