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Amos was out of work, owed a substantial amount of debts, and was not able to pay his creditors. Amos decided to file a voluntary

Amos was out of work, owed a substantial amount of debts, and was not able to pay his creditors. Amos decided to file a voluntary bankruptcy petition in hope of obtaining a fresh start. Which of the following is true.

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Creditors may continue to seek payment until Amos obtains a discharge in bankruptcy

The petition cannot be filed with the local state court

The creditors may contest the voluntary petition and prevent the bankruptcy

Amos can file under Chapter 13 for an adjustment of debts rather than a liquidation

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