Amounts in Millions USD

Assets

Liabilities

Assets

Equity Capital Ratio $($Owner$\text{'}$s Equity$/$Total Assets$)$

$7\mathrm{.}04\%$

$6\mathrm{.}00\%$

$1.$ Suppose the bank writes down its consummer loans by $$50$

What is the new Reserve ratio and Capital Ratio?