Amy and Chuck each buy a house in the sameneighborhood for $250,000. Amy's monthlymortgage payment is $400 more per month thanChuck's. Which one of the following statementscould explain this difference?Amy chose a shorter term for hermortgage, so her monthly payments arehigher.Chuck has a lower credit score, so hisinterest payments are also lower.Amy made a larger down payment, so hermonthly payments are also larger.Chuck made a larger down payment, sohis monthly payments are larger.