Amy Medavoy will invest $5, 950 a year for 21 years in a fund that will earn 10% annual interest. If the first payment into the fund occurs today, what amount will be in the fund in 21 years? If the first payment occurs at year-end, what amount will be in the fund in 21 years? (Round factor values to 5 decimal places, e.g. 1.25124 and final answers to 0 decimal places, e.g. 458, 581.) First payment today $ First payment at year-end $