Amy won the lottery and deposits $100,000 into TD Canada Trust. Bob wants to purchase a used vehicle from Candice so he borrows $80,000 from TD Canada Trust to make the purchase. Candice deposits all the money received from the sale of the used vehicle from Bob into CIBC. The Bank of Canada set the desired/required reserve ratio for all banks to be 20% and there are no currency drain. a) How will the T-Account for TD Canada Trust change? b) How will the T-Account for CIBC change? c) What is the level of required reserves TD Canada Trust must hold after Amy's deposit? d) What is the level of required reserves CIBC must hold after Candice's deposit? e) Are the required reserves between TD Canada Trust and CIBC the same? Explain why or why not