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An account credits interest in such a way that the monthly discount factor is constant, regardless of the month in which money is being discounted.

An account credits interest in such a way that the monthly discount factor is constant, regardless of the month in which money is being discounted. Sue deposits 4000 into the account exactly 1 year after she made a deposit of 2000 into the account. The (total) present value of Sue's deposits, one year before her first deposit, is 5510. Determine the annual accumulation factor for deposits into this account.
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