An account that allows the account holder to access the funds through a variety of banking options such as ATM withdrawals, online banking, using debit card or through a teller.\ Under this condition, banks return the check to the party to whom the check was written due to insufficient balance in the account.\ A savings bond issued in various denominations by the U.S. Treasury.\ Applies to the normal, day-to-day administration of an individual's or family's cash and near-cash, or liquid assets.\ In this program, the insuring agency guarantees the safety of the account holder's total deposits up to a specified amount.

An account that allows the account holder to access the funds through a variety of banking options such as ATM withdrawals, online banking, using debit card or through a teller. Under this condition, banks return the check to the party to whom the check was written due to insufficient balance in the account. A savings bond issued in various denominations by the U.S. Treasury. Applies to the normal, day-to-day administration of an individual's or family's cash and near-cash, or liquid assets. In this program, the insuring agency guarantees the safety of the account holder's total deposits up to a specified amount