An adjusted endowment insurance for a period of 35 years is issued to a person who is 25 years old with the following conditions:

1. Annual premium payment for 10 years

2. If he dies within the insurance period, the compensation is Rp. 100,000,000,-

3. If he lives to a period of 35 years then every beginning of year gets payment of Rp. 2.500.000,- in the first year, Rp. 2.000.000,- in the second year, Rp. 1,500,000,- in the third year, Rp. 1,000,000,- from the 4th year onwards.

Calculate the annual net premium and the monthly premium