An adult entertainment site owner wants to set up payment processing for e$-$commerce sales of the brand's products. What does the site owner need to know about payment processing options?

a$.$

Payment providers will only offer instant transaction approval decisions for purchases under $$300$ due to the merchant's high risk level.

b$.$

The site will be required to offer both integrated and non$-$integrating payment processing options due to the merchant's higher risk level.

c$.$

Payment providers may charge high transaction fees due to the merchant's higher risk level.

d$.$

Payment providers will require quarterly financial reporting due to the merchant's high risk level.