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An adverse market delivery charge rate depends on the credit score of the borrower, the amount borrowed, and the loan - to - value (
An adverse market delivery charge rate depends on the credit score of the borrower, the amount borrowed, and the loantovalue LTV ratio. The LTV ratio is the ratio of amount borrowed to appraised value of the home.
For example, a homebuyer who wishes to borrow $ with a credit score of and an LTV ratio of will pay of $ or $ The table below shows the adverse delivery charge for various credit scores and an LTV ratio of Answer parts a through c
tableCredit Score,Charge Rate
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