An all-equity firm is considering the following projects with conventional cash flows: Project Beta IRR Warsaw .69 10.3 % Xenophobe 76 10.8 Yellow 1.41 14.3 Zeta 1.52 17.3 The T-bill rate is 5.3 percent, and the expected return on the market is 12.3 percent, as is the firm's cost of capital. Compared with the firm's 12.3 percent cost of capital, Project Warsaw has a (Click to select) expected return, Project Xenophobe has a (Click to select) expected return, Project Yellow has a (Click to select) expected return, and Project Zeta has a (Click to select) expected return.