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An amortized loan is repaid with annual payments which start at 400 at the end of the first year and increase by 45 each year

An amortized loan is repaid with annual payments which start at 400 at the end of the first year and increase by 45 each year until a payment of 1480 is made after which they cease. If interest is 4% effective, find the amount of principal in the fourteenth payment. Looked for answers on Chegg, but none of the answers helped me. What is the step-by-step process used to find this

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