An analyst believes that a stock for a large company has a beta of 1.4. The 10 year government bond rate is 4%, and the analyst expects the return on the S&P500 to be 12%. Using the capital asset pricing model, the analyst would estimate the required return for shareholders of this company to be... a. 13.4%; b. 14.6%; c. 15.2%; d. 16.8%