An analyst's factor model for Stock V is r_t = 0.013 + 1.85f_t + e_t. Calculate the residual for Stock V if actual return is 0.145 and f_t = -0.052. Express your answer as a decimal with four digits after the decimal point (e.g., 0.1234 or -0.1234, not 12.34% or -12.34%).