An application is reviewed to determine the validity of the identity of the applicant; the application details are as follows: Jim Schmidt, 1750 Finch Ave East, Apt 3204 Toronto On M2J-2X5, home phone# 416-491-5050 ext 460 dates of birth 01/01/1980 SIN# 599-995-959, the credit report has only 1 trade line which is a Credit Card with Capital One open for 6 months with a $500 credit limit, the credit score is high over 800 indicating good credit and the credit report was created April 2019.

Please answer the following questions in investigating the legitimacy of this application:

Is the address legitimate and why? Is the phone number legitimate and why? Is the ID information (dob, SIN) legitimate and why? Has this applicant's ID been stolen and why? If this is a confirmed fraud, what specific Fraud type would it be and why?