An automotive dealer borrowed $9500.00 from the Bank of Montreal on a demand note on May 5. Interest on the loan, calculated on the daily balance, is charged to the dealer's current account on the 5th of each month. The automotive dealer made a payment of $2200 on July 12, a payment of $3900 on October 1, and repaid the balance on December 1. The rate of interest on the loan on May 5 was 8% per annum. The rate was changed to 8.35% on August 1 and to 8.95% on October 1. What was the total interest cost for the loan?