An Edge Act bank is typically located in a state different from that of its parent in order to get around the prohibition on interstate branch banking. True False Question 31 The role of an underwriter is to help negotiate terms with the borrower. manage the issuance. ascertain market conditions. O all of the options D Question 32 1 pts 1 pts In reference to capital requirements, bank capital adequacy refers to the amount of equity capital a bank holds as reserves against impaired loans. most bank regulators agree with the doctrine of "less is more."