An employer uses a top 3 years average formula to determine retirement payments. To be eligible an employee must work a minimum of 5 years. The maximum amount of years an employee will be credited with is 30 years. The annual retirement payout is 2% of an employees top 3 yrs' average salary times years worked. Calculate the retirement payment.

years worked avg salary

28 $40,000

33 $200,000

42 $200,000