An extract of the Balance Sheet for BNY Bank Limited has been provided as per below Exhibit 1: Exhibit 1: An extract of the Balance Sheet (USD 000) Total USD M Capital Fixed Rate Term Deposits (currently 3% p.a.) Demand Deposits (currently 1.5% p.a.) Interbank Borrowings (Floating at 1.25%) Total Outflow Fixed Assets 10 Years Fixed Rate Loans (currently 5% p.a.) Floating Rate Loans (currently 6%p.a.) Bond Investments (Fixed Income 4%) Others Total Inflow 800 2,200 4,000 1,500 85000 500 2,000 4,500 1,000 500 8,500 a) What is the bank expected net interest income at year-end? 4 marks] b) Using the cumulative repricing gap model, what is the expected net interest income [4 marks] c) Based on the funding gap of BNY Bank, would you classify it as an aggressive or conservative bank? Justify your answer. [6 marks] d) What are the traditional measures of regulating the banking system? [6 marks]