An individual has $6,500 to invest. He can choose to invest the funds in either an RRSP or a TFSA. If either investment will yield the same return, under which scenario would the TFSA lead to an overall permanent reduction in income taxes payable on the investment? Choose the correct answer O A. Tax rates are lower in the year of withdrawal from the plan than the year of contribution. OB. Tax rates are higher in the year of withdrawal from the plan than the year of contribution. O C. In no scenario will the TFSA lead to an overall permanent reduction in taxes payable on the investment. OD. In any scenario, the TFSA will lead to an overall permanent reduction in taxes payable on the investment