An Individual Retirement Account $($IRA$)$ has $$10,000$ in it$,$ and the owner decides not to add any more money to the account other than interest earned at $3\%$ compounded daily. How much will be in the account $38$ years from now when the owner reaches retirement age?

There will be $ in the account.

$($Round to the nearest cent. Use a $365-$day year.$)$