An insurance company issues health insurance policies in three separate categories: low

deductible, standard deductible, and high deductible. Of the companies' health policyholders,

$39\%$ are standard deductible, $51\%$ are high deductible, and the rest are low deductible. The

probability for a low deductible policyholder having a total annual claim above $5000$ is $0\mathrm{.}45,$

$0\mathrm{.}27$ for standard deductible and $0\mathrm{.}08$ for high deductible. For a randomly selected health

insurance policyholder with a total annual claim no more than $5000,$ what is the probability

that this policyholder is not in the high deductible category?

$0\mathrm{.}42$

$0\mathrm{.}36$

$0\mathrm{.}39$

$0\mathrm{.}31$

$0\mathrm{.}33$