An insurance company sells a $10,000 one-year term life insurance policy to a customer at an annual premium of $290. According to their data, the probability of a person of this customer's age, sex, health, etc. dying in the next year is .001. What is the expected value for the company for a policy of this type?

The expected value is_____

That means the insurance company can expect to (gain/ lose) $_____on average, per year.

Mathematically, would this be considered a "fair" deal between the insurance company and the customer? (No/ Yes)