1. An insurance company that sells homeowners insurance can deny your application for insurance coverage based on the geographical location of your home?

   True

   False

2. Your hockey card collection is insured up to $2,000 but is worth $12,000. You can adequately insure it by:

   		Lowering your deductible
   		Storing it at another location
   		Adding an endorsement

3. A homeowners insurance company may pay out losses to individuals before they sue you?

   True

   False

4. A floater is an endorsement for property that moves from one location to another?

   True

   False

5. The additional coverages section of a homeowners' insurance policy, section I, covers all of the following items except:

   		Credit Card, Automated Teller, Forgery and Counterfeit Money
   		Outdoor Greenery
   		Fire Department Charges
   		Loss of Income