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An insurance contract means . . . a . terms and conditions that an insurer imposes on the insured for the latter s compliance. b
An insurance contract means
a
terms and conditions that an insurer imposes on the insured for the latters compliance.
b
terms and conditions that an insurer submits for consideration by the proposed insured.
c
terms and conditions upon which the insured and the insurer agree and have a meeting of minds.
d
terms and conditions that the insured proposed to the insurer.
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