An insurance firm agrees to pay you $4,340 at the end of 18 years if you pay premiums of $121 per year at the end of each year for 18 years. Find the internal rate of return to the nearest whole percentage point. Assuming you normally earn a return of 7 percent on your investments, is this a good deal or a bad deal? 7.56\%; good deal 7.56\%; bad deal 7.76\%: good deal 7.76\%; bad deal 7.36\%; bad deal