An insurance policy sells for $1000. Based on past data, an average of 1 in 50 policyholders will file a $20,000 claim, an average of 1 in 200 policyholders will file a $40,000 claim, and an average of 1 in 500 policyholders will file a $60,000 claim. Find the expected value (to the company) per policy sold. If the company sells 10,000 policies, what is the expected profit or loss? The expected value is $ (Simplify your answer.)