An insured relied upon her producer's statement that the 2 barns on her property were covered under her homeowner's policy, even though she had failed to read the policy, which contained a specific exclusion for structures formerly used for farming. The buildings caught fire and burned to the ground. After the company denied coverage based upon the exclusion, she sued the producer. The court found for the plaintiff. For what violation was the producer found liable? Misrepresentation Failure to document Failure to give proper advice Breach of duty of care