An insurer is recommending a 10 percent auto liability rate increase because of the unprofitable loss ratio in that state. Carlos, an underwriter believes that the individuals that live in his section of the state deserve lower auto liability rate increases than those living in a more congested section of the state. Which one of the following types of analysis should Carlos request? Available answer options Select only one option A On-level premium adjustments B Loss development analysis C Loss trending analysis D Territorial relativity analysis