An insurer prices a whole life disability income insurance policy using the model below. Healthy Sick 1 Dead 2 You are given: The policy is issued to a healthy life age 60. Premiums are payable continuously while the insured is healthy. The policy pays a disability income of $50,000 per year continuously while the insured is disabled. A death benefit of $100,000 is payable immediately upon death. i = 5% The following values have been calculated using an annual effective interest rate of 5%: 00 01 a10 -02 A, a 60 8.3908 2.6295 10.2084 0.1082 0.46236 0.49667 : : : : : 70 4.9609 3.0177 7.3744 0.0134 0.61070 0.63947 Calculate the net premium reserve at time 10, given the policyholder is sick at time 10. A 429,380 B 430,380 431,380 D 432,380 E 433,380 An insurer prices a whole life disability income insurance policy using the model below. Healthy Sick 1 Dead 2 You are given: The policy is issued to a healthy life age 60. Premiums are payable continuously while the insured is healthy. The policy pays a disability income of $50,000 per year continuously while the insured is disabled. A death benefit of $100,000 is payable immediately upon death. i = 5% The following values have been calculated using an annual effective interest rate of 5%: 00 01 a10 -02 A, a 60 8.3908 2.6295 10.2084 0.1082 0.46236 0.49667 : : : : : 70 4.9609 3.0177 7.3744 0.0134 0.61070 0.63947 Calculate the net premium reserve at time 10, given the policyholder is sick at time 10. A 429,380 B 430,380 431,380 D 432,380 E 433,380