An investment bank was reviewing the $2023$ performance of traders at its trade desk. It standardized the returns for all traders by computing the annual return for each trader per $$100,000$ invested. The resulting histogram had a Normal shape with mean $=$ $$12,656$ and standard deviation $=$ $$5,828.$

$($a$)$ What return did a trader need in order to be classified among the top $25\%$ of traders at this bank last year? $($Rounding to the nearest integer is sufficient, although you may enter more decimals if you prefer.$)$

$($b$)$ The top $1\%?$