An investor buys one share of GM stock for $58. They hold onto the stock for a year, receiving $2 in dividends (assume the entire dividend is received at the end of the year) and sell the stock for $60.32. Their tax rate is 22% on the dividends and 20% on the capital gains. What is their after-tax holding period return? Report your answer as a percentage and to the nearest 0.01% (e.g. enter 1.95% as 1.95).