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An investor deposits $ 2 , 0 0 0 per year ( beginning today ) for 1 0 years in a 4 % interest -

An investor deposits $2,000 per year (beginning today) for 10 years in a 4% interest-bearing account. The last cash flow is received one year prior to the end of the tenth year.
What is this investors future balance after 10 years?

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