An investor in the United States bought a one-year Brazilian security valued at 250,000 Brazilian reals (R$). The U.S. dollar equivalent was $200,000. The Brazilian security earned 20 percent during the year, but the Brazilian real depreciated 5 cents against the U.S. dollar during the time period ($.80 to $.75). After transferring the funds back to the United States, what was the investors return on her $200,000?