An investor in Treasury securities expects inflation to be 1.95% in Year 1, 3.25% in Year 2, and 4.5% each year thereafter. Assume that the real risk-free rate is 2.15% and that this rate will remain constant. Three-year Treasury securities yield 6.35%, while 5-year Treasury securities yield 7.95%. What is the difference in the maturity risk premiums (MRPs) on the two securities; that is, what is MRP5 - MRP3? Do not round intermediate calculations. Round your answer to two decimal places.