An investor in Treasury securities expects inflation to be 2.05% in Year 1, 3.3% in Year 2, and 3.7% each year thereafter. Assume that the real risk-free rate is 2.25% and that this rate will remain constant. Three-year Treasury securities yield 6.20%, while 5-year Treasury securities yield 7.65%. What is the difference in the maturity risk premiums (MRPs) on the two securities; that is, what is MRP5 - MRP3? Do not round intermediate calculations. Round your answer to two decimal places. %