An investor is bearish in PQR stock. She faced $60\%$ initial margin and $25\%$ maintenance margin. When she first entered the market, PQR was trading at $$35\mathrm{.}00,$ and she traded $2,000$ shares. A year later, when she closed the transaction, PQR shares were trading at $$30\mathrm{.}00$ per share. PQR paid $$4/$share of dividend during the year. What was her estimated annual rate of return in percent?

$2\mathrm{.}86$

$5\mathrm{.}19$

$5\mathrm{.}97$

$4\mathrm{.}76$