An investor is considering whether to invest in either or both of the following loans: Loan A: For a purchase price of N$10000, the investor will receive N$1000 per annum payable quarterly in arrear for 15 years. Loan B: For a purchase price N$11000, the investor will receive an income of N$605 per annum, payable annually in arrear for 18 years, and a return of his outlay at the end of this period. The investor may borrow money at 4% per annum. Would you advise him to invest in either loan, and if so which would be the more Profitable? [8]