An office manager purchases an individual Disability Income policy with a Change of Occupation provision. He later takes a job as a construction worker to earn more money but fails to notify the insurance company of his change in occupation. In the event of a claim, the insurance company will MOST likely:

A$.$ pay Disability benefits based on what the premiums paid would have purchased in coverage for a construction worker

B$.$ pay a higher Disability benefit amount based on the insured's higher earnings under the new occupation

C$.$ pay the Disability benefit amount as stated in the policy

D$.$ refuse to pay the claim since the insurance company was not notified of the insured's change in occupation