An organization representing more than 100,000 educators in the state of Texas employs five full-time lobbyists. These lobbyists work through the legislative session to get an increase in pay for their members, but the pay increase the members win also benefits the more than 1 million educators in Texas. The increase in pay that all educators receive as a result of the organization's work is an example of which of the following? selective benefits free rider problem collective action coattail effect