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an R= 0.04 112,500 12 12 (25) 0.04 1-1+ 12 112,500 0.04 12 004 -12(25) 12

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an R= 0.04 112,500 12 12 (25) 0.04 1-1+ 12

112,500 0.04 12 004 -12(25) 12

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