Analysis of Citibank, including

C Capital Adequacy

A Asset Quality

M Management

E Earnings

L Liquidity

S Sensitivity to Market Risk

USD in Million except per share data Revenue Interest income Loans and Leases Deposits with banks Federal funds sold Securities Trading assets Other assets Total interest income v Interest expense Deposits Federal funds purchase... Short-term borrowing Long-term debt Other expense Total interest expense Net interest income Y Noninterest revenue Commissions and fees Principal transactions Securities gains (loss... Insurance premium Other income Total non interest reve... 2012-12 48,544 1,269 3,418 7,525 6,802 580 68,138 7,613 2,817 917 9,188 20,535 47,603 16,938 4,781 3,251 2,476 4,876 22,570 2013-12 45,580 1,026 2,566 6,919 6,277 602 62,970 6,236 2,339 766 6,836 16,177 46,793 17,202 7,121 748 2,280 2,222 29,573 2014-12 44,776 959 2,366 7,195 5,880 507 61,683 5,692 1,895 580 5,355 168 13,690 47,993 17,045 6,698 570 2,110 2,466 28,889 2015-12 40,510 727 2,516 7,017 5,942 1,839 58,551 5,052 1,614 522 4,517 216 11,921 46,630 15,496 6,008 682 1,845 5,693 29,724 2016-12 39,752 971 2,543 7,582 5,738 1,029 57,615 5,300 1,912 477 4,412 410 12,511 45,104 13,885 7,585 948 836 1,517 24,771 39,752 971 2,543 7,582 5,738 1,029 57,615 5,300 1,912 477 4,412 10 12,511 45,104 13,885 7,585 948 836 1,517 24,771 USD in Million except per share data Revenue Interest income Loans and Leases Deposits with banks Federal funds sold Securities Trading assets Other assets Total interest income v Interest expense Deposits Federal funds purchase... Short-term borrowing Long-term debt Other expense Total interest expense Net interest income Y Noninterest revenue Commissions and fees Principal transactions Securities gains (loss... Insurance premium Other income Total non interest reve... 2012-12 48,544 1,269 3,418 7,525 6,802 580 68,138 7,613 2,817 917 9,188 20,535 47,603 16,938 4,781 3,251 2,476 4,876 22,570 2013-12 45,580 1,026 2,566 6,919 6,277 602 62,970 6,236 2,339 766 6,836 16,177 46,793 17,202 7,121 748 2,280 2,222 29,573 2014-12 44,776 959 2,366 7,195 5,880 507 61,683 5,692 1,895 580 5,355 168 13,690 47,993 17,045 6,698 570 2,110 2,466 28,889 2015-12 40,510 727 2,516 7,017 5,942 1,839 58,551 5,052 1,614 522 4,517 216 11,921 46,630 15,496 6,008 682 1,845 5,693 29,724 2016-12 39,752 971 2,543 7,582 5,738 1,029 57,615 5,300 1,912 477 4,412 410 12,511 45,104 13,885 7,585 948 836 1,517 24,771 39,752 971 2,543 7,582 5,738 1,029 57,615 5,300 1,912 477 4,412 10 12,511 45,104 13,885 7,585 948 836 1,517 24,771