Analyze the following offer in terms of the information presented. Must include at least the following:

1. Present complete analyzes including flow charts and correct equivalence models.

2. Include conclusions/recommendations based on the results of your analysis.

LOAN All Sources of Fuel APR* 5.0% *Annual Percentage Rate Up to $3,000.00 for 12 month term. Must meet membership requirements and loan qualification guidelines. Based on term of 12 months. Estimated monthly payment is $85.61 per $1000 borrowed. For a limited time only. Loan proceeds will be made payable to business of purchase. See a loan officer for details. LOAN All Sources of Fuel APR* 5.0% *Annual Percentage Rate Up to $3,000.00 for 12 month term. Must meet membership requirements and loan qualification guidelines. Based on term of 12 months. Estimated monthly payment is $85.61 per $1000 borrowed. For a limited time only. Loan proceeds will be made payable to business of purchase. See a loan officer for details