Ms. Ria has the following loans running in her name: a) Personal loan of $8,500, current balance outstanding on the loan is $8,100, total tenure of 48 months, paying an equated monthly installment of $221.34. What is the rate of interest on the personal loan? b) Auto Loan of $4,000, repayment start date is 5th Jan 2021, balance tenure of the loan as on 10th June 2021 is 2.5 years. Rate of interest on the loan is 6%. What is equated to a monthly installment on the auto loan?